Hello,
We have a lot of these spiders around here, this one was found by my computer this morning. They are mainly hanging around in the garage. It has a white/yellowish band around the base of it's body and some white on the top also, brownish legs.
See pictures:
https://www.netzen.co.uk/1.jpg https://www.netzen.co.uk/2.jpg https://www.netzen.co.uk/3.jpg https://www.netzen.co.uk/4.jpg
Cheers, Rob